Ghost bank accounts to stop scams.

[Tank]

I posted this on FaceBook and the Barclays and Lloyd's pages.

How to deal with bank frauds. The banks should allow the creation of ghost accounts. If we ask for one they create it on our behalf. Should we receive a fraudulent email or phone call we give the ghost account details. This acts as an immediate trigger to the bank that a fraud is under way and can track the perpetrators.

At the moment it's the safety of anonymity that the fraudsters hide behind. Ghost accounts would be like a mine field for them. THEY wouldn't know who they were scamming. It would be a huge psychological disincentive.

Chris Jarvis 24th Dec 2015.

Spread the word on your fb accounts please.

[Recusant]

I like the idea. 

[Tank]

Both Barclays and Lloyd's have responded positively to the idea.

[Firebird]

I like it! There's a similar concept in IT security called honeypots.  When a hacker breaks into a network and tries to figure out where everything is, they'll usually scan for open connections and pick attractive systems  to try and break into (servers, switches, etc) . Honeypots masquerade as open connections when scanned,  so when a hacker attempts to break into one, it trips the system and alerts the sysadmins. Doesn't catch every attack, but still an effective tool.

[Tank]

I like it! There's a similar concept in IT security called honeypots.  When a hacker breaks into a network and tries to figure out where everything is, they'll usually scan for open connections and pick attractive systems  to try and break into (servers, switches, etc) . Honeypots masquerade as open connections when scanned,  so when a hacker attempts to break into one, it trips the system and alerts the sysadmins. Doesn't catch every attack, but still an effective tool.

Exactly.