Compulsory car insurance law change comes into force (http://www.bbc.co.uk/newsbeat/13836557)
QuoteDrivers must now insure their cars even if they're not using them, according to new laws which come into force today (20 June).
Owners will face a £100 fine and could potentially have their car seized and destroyed, unless the vehicle is certified as off the road.
Those identified as having an uninsured car will first be sent a letter warning them of the consequences if they don't take action...
All vehicles in the UK have a log book and are registered at the DVLC. They are registered as as active or stored (off road). If they are stored they are no allowed on the road. The DVLC is now linked to the car insurance industry central database. So if a car is registered as active it should be on the insurance database.
In Bradford it is estimated that 30% of the active cars are uninsured. Hopefully this new system will improve insurance coverage and that will bring down premiums as a huge percentage of the insurance companies costs are paying out on uninsured drivers.
That's good.
I think that's how it works here, as you won't even get the license plates for your car unless it has proof of insurance. You don't need much - liability only is good enough - but you do need it.
Any vehicle that drives uninsured risks having its license plates clipped during the very first routine control it's unfortunate enough to be pulled over for, and its driver risks getting fined til it hurts...
Why do you need to insure a car that isn't being driven? It's not like it's going to crash into another car...
Quote from: ThinkAnarchy on July 11, 2011, 07:06:53 AM
Why do you need to insure a car that isn't being driven? It's not like it's going to crash into another car...
In Auckland NZ we call these people Westies, instead of garden gnomes they scatter rusty cars around their overgrown lawn.
Quote from: ThinkAnarchy on July 11, 2011, 07:06:53 AM
Why do you need to insure a car that isn't being driven? It's not like it's going to crash into another car...
There is no need to ensure a vehicle that isn't being driven the public roads. If you have the vehicle off the road on private land and it won't be driven on the public roads that's fine. If you are going to use the vehicle on the public highway it must be ensured.
Quote from: Tank on July 11, 2011, 08:13:49 AM
Quote from: ThinkAnarchy on July 11, 2011, 07:06:53 AM
Why do you need to insure a car that isn't being driven? It's not like it's going to crash into another car...
There is no need to ensure a vehicle that isn't being driven the public roads. If you have the vehicle off the road on private land and it won't be driven on the public roads that's fine. If you are going to use the vehicle on the public highway it must be ensured.
I did not click on the link, I simply read what you quoted, "Drivers must now insure their cars even if they're not using them, according to new laws which come into force today (20 June).
Owners will face a £100 fine and could potentially have their car seized and destroyed, unless the vehicle is certified as off the road."
Doesn't that mean they have to insure cars even if they simply have them for scrap metal or sentimental value, but never drive them?
Quote from: ThinkAnarchy on July 11, 2011, 08:19:03 AM
Quote from: Tank on July 11, 2011, 08:13:49 AM
Quote from: ThinkAnarchy on July 11, 2011, 07:06:53 AM
Why do you need to insure a car that isn't being driven? It's not like it's going to crash into another car...
There is no need to ensure a vehicle that isn't being driven the public roads. If you have the vehicle off the road on private land and it won't be driven on the public roads that's fine. If you are going to use the vehicle on the public highway it must be ensured.
I did not click on the link, I simply read what you quoted, "Drivers must now insure their cars even if they're not using them, according to new laws which come into force today (20 June).
Owners will face a £100 fine and could potentially have their car seized and destroyed, unless the vehicle is certified as off the road."
Doesn't that mean they have to insure cars even if they simply have them for scrap metal or sentimental value, but never drive them?
No.
EDIT. I'll qualify that, you need to have sent the vehicle log book to the DVLA to say the vehicle is to be scrapped or being held off road. If a vehicle is not declared in this way then it must be insured for use on the public highway.
Quote from: Tank on July 11, 2011, 08:27:52 AM
Quote from: ThinkAnarchy on July 11, 2011, 08:19:03 AM
Quote from: Tank on July 11, 2011, 08:13:49 AM
Quote from: ThinkAnarchy on July 11, 2011, 07:06:53 AM
Why do you need to insure a car that isn't being driven? It's not like it's going to crash into another car...
There is no need to ensure a vehicle that isn't being driven the public roads. If you have the vehicle off the road on private land and it won't be driven on the public roads that's fine. If you are going to use the vehicle on the public highway it must be ensured.
I did not click on the link, I simply read what you quoted, "Drivers must now insure their cars even if they're not using them, according to new laws which come into force today (20 June).
Owners will face a £100 fine and could potentially have their car seized and destroyed, unless the vehicle is certified as off the road."
Doesn't that mean they have to insure cars even if they simply have them for scrap metal or sentimental value, but never drive them?
QuoteNo.
"Drivers must now insure their cars even if they're not using them" and " ...certified as off the road" seems to suggest otherwise. Right now I don't care to read the article, but based upon what you quoted, I think my assumptions are logical.
Well, for some reason it showing it all as a quote, so I will try and bold what is new to make it easier to see.
See edit to my previous post.
Ok, thanks, that clarifies it. Sorry for the confusion.
Quote from: ThinkAnarchy on July 11, 2011, 08:54:50 AM
Ok, thanks, that clarifies it. Sorry for the confusion.
No probs' ;D
Sounds like big brother to me.
Quote from: Stevil on July 11, 2011, 07:53:27 AM
Quote from: ThinkAnarchy on July 11, 2011, 07:06:53 AM
Why do you need to insure a car that isn't being driven? It's not like it's going to crash into another car...
In Auckland NZ we call these people Westies, instead of garden gnomes they scatter rusty cars around their overgrown lawn.
Gross. Why do they do that?
Quote from: Abletony on July 25, 2011, 01:22:35 PM
Sounds like big brother to me.
Do you drive and have to ensure a car? If you do then 20% of your premium is there to pay for the people who don't bother to pay their insurance.
Quote from: Sweetdeath on July 25, 2011, 05:26:05 PM
Quote from: Stevil on July 11, 2011, 07:53:27 AM
In Auckland NZ we call these people Westies, instead of garden gnomes they scatter rusty cars around their overgrown lawn.
Gross. Why do they do that?
It's the equivalent of this I think.
http://www.fortogden.com/foredneck.html
Quote from: Sweetdeath on July 25, 2011, 05:26:05 PM
Quote from: Stevil on July 11, 2011, 07:53:27 AM
Quote from: ThinkAnarchy on July 11, 2011, 07:06:53 AM
Why do you need to insure a car that isn't being driven? It's not like it's going to crash into another car...
In Auckland NZ we call these people Westies, instead of garden gnomes they scatter rusty cars around their overgrown lawn.
Gross. Why do they do that?
Different strokes and all that.
Quote from: Abletony on July 26, 2011, 10:51:23 AM
Quote from: Sweetdeath on July 25, 2011, 05:26:05 PM
Quote from: Stevil on July 11, 2011, 07:53:27 AM
Quote from: ThinkAnarchy on July 11, 2011, 07:06:53 AM
Why do you need to insure a car that isn't being driven? It's not like it's going to crash into another car...
In Auckland NZ we call these people Westies, instead of garden gnomes they scatter rusty cars around their overgrown lawn.
Gross. Why do they do that?
Different strokes and all that.
I am having quite bit of anxiety today, and that last comment defiantly put a smile on my face :-)
The good thing is now many UK police forces have ANPR computers onboard. Automatic Number Plate Recognition allows the car's onboard computer to query Police and DVLA computers and come back with any warning within a few seconds.
If you car is declared off-road or is uninsured or carries police warning markers, the cops will know very quickly.
Anyone who has ever been hit by an uninsured driver will understand how good a thing this is. Often times, even though your insurance covers it, it is a pain to get the paperwork through and it takes longer to get your car repaired. That is a real problem around here.