Author Topic: Re: Reasons To Be Grumpy thread  (Read 197811 times)

jumbojak

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Re: Reasons To Be Grumpy thread
« Reply #2535 on: July 12, 2018, 02:40:01 AM »
The typical loan on a house like that would be fifteen years. Insurance can be challenging though.
 

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Re: Reasons To Be Grumpy thread
« Reply #2536 on: July 12, 2018, 08:41:45 AM »
The typical loan on a house like that would be fifteen years. Insurance can be challenging though.
Why is insurance an issue? Weather?
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jumbojak

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Re: Reasons To Be Grumpy thread
« Reply #2537 on: July 12, 2018, 12:43:08 PM »
The typical loan on a house like that would be fifteen years. Insurance can be challenging though.
Why is insurance an issue? Weather?

There are very few companies who will insure an old house without significant work being done. Knob and tube wiring, total lack of insulation, and substandard foundations are some of the main reasons. The companies that do insure those houses are very particular and schedule regular inspections.
 

"Amazing what chimney sweeping can teach us, no? Keep your fire hot and
your flue clean."  - Ecurb Noselrub
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Dave

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Re: Reasons To Be Grumpy thread
« Reply #2538 on: July 12, 2018, 01:16:34 PM »
The typical loan on a house like that would be fifteen years. Insurance can be challenging though.
Why is insurance an issue? Weather?

There are very few companies who will insure an old house without significant work being done. Knob and tube wiring, total lack of insulation, and substandard foundations are some of the main reasons. The companies that do insure those houses are very particular and schedule regular inspections.

Had to look up "knob and tube wiring", never seen this in old buildings, even ones that had not been modenised. Closest was ceramic plates in pairs that clsmped and separated uninsulated wires. Later it was lead and oiled paper tape. Now I think those are enough to get a house declared as not safe to be inhabited, but I know of one near me that still had lead-and-tape about 15 years ago - I wired in new outlets!
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jumbojak

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Re: Reasons To Be Grumpy thread
« Reply #2539 on: July 12, 2018, 02:38:17 PM »
Over here they won't condemn a building for knob and tube or make you replace with insulated wiring, unless you touch it. Once you make a repair to knob and tube you are illegal.
 

"Amazing what chimney sweeping can teach us, no? Keep your fire hot and
your flue clean."  - Ecurb Noselrub
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Re: Reasons To Be Grumpy thread
« Reply #2540 on: July 12, 2018, 03:20:24 PM »
You could BUY a house around here for that kind of money. A nice house at that. For $340 a month you could buy a fixer upper.

But how many years would you have to spend paying? 20? :notsure:

(I wouldn't buy a house anyways, whether I'm going to stay here long enough is uncertain at this point.)

It is a bit sad that Brazil invested in you, in your education and now you're thinking of leaving.
I'm not judging, though Brazil definitely shouldn't have mugged you at gun point.
Certainty disturbs me


Dave

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Re: Reasons To Be Grumpy thread
« Reply #2541 on: July 12, 2018, 05:00:17 PM »
You could BUY a house around here for that kind of money. A nice house at that. For $340 a month you could buy a fixer upper.

But how many years would you have to spend paying? 20? :notsure:

(I wouldn't buy a house anyways, whether I'm going to stay here long enough is uncertain at this point.)

It is a bit sad that Brazil invested in you, in your education and now you're thinking of leaving.
I'm not judging, though Brazil definitely shouldn't have mugged you at gun point.

This is following a reoeat pattern in history. If a government allows social conditions to deteriorate seriously, in any way, the intelligent and skilled ones get out if they can. Britain's big Brain Drain was in the 1950s - 1970s, caused mainly by industrial unrest and increasing taxes - but without compensating factors.

America gained from that, and Australia probably did as well. A lot of skilled craftsmen followed the eggheads. My father got the emigration papers as a welder but never took the plunge. In fact you could say both those countries were built by waves of imported skills and labour!

If a society is going down hill a lot of "non-essential" people get the sack anyway, why wait to find out you have possibly have no job prospects? And students/graduates have always been mobile.
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Bad Penny II

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Re: Reasons To Be Grumpy thread
« Reply #2542 on: July 12, 2018, 05:45:59 PM »
This is following a reoeat pattern in history. If a government allows social conditions to deteriorate seriously, in any way, the intelligent and skilled ones get out if they can. Britain's big Brain Drain was in the 1950s - 1970s, caused mainly by industrial unrest and increasing taxes - but without compensating factors.

America gained from that, and Australia probably did as well. A lot of skilled craftsmen followed the eggheads. My father got the emigration papers as a welder but never took the plunge. In fact you could say both those countries were built by waves of imported skills and labour!


Granted.

Phinx pushed the education is good barrow.
Spend on teaching because it's good
There's so many that are so poor
Don't spend on them, pay for my learning
But when I get enough learning I'll be out of here.

It's a sad situation
Certainty disturbs me


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Re: Re: Reasons To Be Grumpy thread
« Reply #2543 on: July 13, 2018, 12:30:04 PM »
Well, I didn't say leave the country necessarily, it's a goal of mine but I'll settle for moving to another city if the job prospects are good. I doubt it though, Brazil just recently froze investments in the public education sector for 20 years, so getting a job and continuing to research in a good university seems more and more unlikely.

But it seems to be a tendency though, people are leaving the country in search of postdoc or teaching positions elsewhere. I agree it isn't the best for the country, but what are you gonna do? :shrug:
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jumbojak

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Re: Reasons To Be Grumpy thread
« Reply #2544 on: July 15, 2018, 01:14:58 PM »
The central air conditioning broke down this morning so I'm off to buy a window unit as a stopgap until I can get the big unit fixed. Then I'm off to a funeral. I hate funerals.
 

"Amazing what chimney sweeping can teach us, no? Keep your fire hot and
your flue clean."  - Ecurb Noselrub
" Please hold your high school or college math books in higher esteem than
your copy of the KJV. " - Icarus

Tom62

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Re: Reasons To Be Grumpy thread
« Reply #2545 on: July 15, 2018, 01:31:38 PM »
Moving to a new house isn't fun, when
1. you have too much stuff to pack and carry
2. temperatures are above 30 degrees Celsius.
3. you can't afford a professional moving company
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Dave

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Re: Reasons To Be Grumpy thread
« Reply #2546 on: July 15, 2018, 02:53:24 PM »
Moving to a new house isn't fun, when
1. you have too much stuff to pack and carry
2. temperatures are above 30 degrees Celsius.
3. you can't afford a professional moving company

Last time my parents moved (pre WW2) I was told it was three miles with a handcart borrowed from work.
Tomorrow is precious, don't ruin it by fouling up today.

Tom62

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Re: Reasons To Be Grumpy thread
« Reply #2547 on: July 15, 2018, 03:12:16 PM »
Moving to a new house isn't fun, when
1. you have too much stuff to pack and carry
2. temperatures are above 30 degrees Celsius.
3. you can't afford a professional moving company

Last time my parents moved (pre WW2) I was told it was three miles with a handcart borrowed from work.

Times have surely changed. My wife and I are moving 50km away. The moving company estimated that we would need 4 lorries (and more than 7,000 Euros) for the job.  We've decided to hire two people with a van instead and let them transport the "easier" stuff in several goes; plus a professional company to transport our furniture. Some of the bulkier, expensive and more fragile stuff, we've transported ourselves.
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Re: Re: Reasons To Be Grumpy thread
« Reply #2548 on: July 18, 2018, 09:15:35 PM »
I think I've come down with the flu or something -- a lovely fever added to a sore throat and aching joints kept me up practically all night, tossing and turning. :(

It's days like these when I feel so alive.
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jumbojak

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Re: Reasons To Be Grumpy thread
« Reply #2549 on: July 18, 2018, 09:27:03 PM »
Hot whiskey and lemon then.
 

"Amazing what chimney sweeping can teach us, no? Keep your fire hot and
your flue clean."  - Ecurb Noselrub
" Please hold your high school or college math books in higher esteem than
your copy of the KJV. " - Icarus